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      ACB JCB GOLD (CREDIT)

      ACB

      A financial solution for customer’s needs of short-term loan.

      So sánh thẻ
      ACBACB

      Cash advance free of charge

      Cash advance up to 100% limit free of charge at ACB’s ATMs and at all ACB branches/ sub-branches nationwide.

      25% interest rate

      Interest rate is only 25%, the lowest in the market.

      0% interest installment

      0% interest on installment of cash advance with competitive fees.

      Benefits

      • No charge on cash advance at ACB’s ATMs and at all ACB branches/sub-branches nationwide, with 25% interest rate only.
      • Cash advance limit up to 100% of credit card limit.
      • Low charge on cash advance at ATMs of other banks, only 2% of drawn amount, min. VND 30,000.
      • Zero interest and competitive fee: Customers can proactively choose to pay in installments on ACB ONE or through partner’s systems; also applicable to repayment of cash advance.
      • Grace period up to 45 days, buy first pay later with minimum payment at 5% of spending in the month. Annual fee: VND 400,000.

      Features

      • Contactless payment and EMV-standard chip: Touch or wave your card in front of the POS devices to make payments.
      • 3D Secure: Online transaction authentication method with OTP for safe card payments.

      Requirements

      Any individual customer of Vietnamese or foreign nationality, from 18 to 67 years old, living in Vietnam and satisfying the conditions for JCB Gold credit cards under ACB’s regulations.