- Eligible clients: Manufacturing company owners and private company owners.
- Disbursement: In lump sum or in tranches.
- Loan amount: As per demand and financial capability of clients.
- Early repayment penalty in case of credit limit granting: Not applicable.
- Interest rates: Competitive.
Working Capital Loan
For the need of funds for manufacturing and production.
Benefits
Loan information
Features
Simple
- Various loan types: Non-revolving line of credit, revolving line of credit and overdraft line of credit.
- Loan term: Up to 01 year.
- Purpose: To purchase materials, supplies, etc. for manufacturing and production.
- Flexible payment method:
- Interest: Monthly or quarterly;
- Principal: On the maturity date or according to the acknowledgement of debt.
Requirements
- Clients must be Vietnamese citizens, aged 18 years or older.
- Clients must run business legally.
- Clients must make business plans and have stable source of income from the business plans.
- Clients must provide collateral (lands, houses, valuable papers).
Reference
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