- Loan amount: As per demand, financial capability and purpose of clients.
- Proof of income: Diversified.
- Interest rates: Competitive, calculated on the outstanding loan (remaining loan).
- Early payment policy: Flexible.
- Various methods of interest and principal payment are available to match clients' needs.
Secured Personal Loan
For the need of funds for living expenditures.
Benefits
Features
- Loan term: Up to 10 years.
- Purpose: Living expenditures.
- Payment method:
- Interest: Monthly or quarterly;
- Principal: Linear or ladder for 6-month tenor or less.
- Simple application and quick document processing.
Requirements
- Clients must be Vietnamese citizens, aged 18 years or older.
- Clients must have stable source of income and be able to repay the loan.
- Clients must provide collateral (real estate, valuable papers).
Reference
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