- Approach: Financial package for newly established businesses to help manage cash flow and optimize resources in an effective way.
- Foundation: Financial package for businesses at the stage of foundational investment, meeting a variety of needs from domestic and international payments to guarantee issuance with preferential rates of up to 40% (*).
- Departure: Financial package for businesses starting production, meeting sophisticated needs for credit products with preferential rates up to 50% (*).
- Innovation: Financial package for businesses at the stage of expansion, assisting clients in managing cash flow effectively with payment services free of charge and credit products and international payments with preferential rates of up to 50% (*).
(*) applicable for each type of fee with details in each package
AFDI – LOOKING AHEAD
Preferential financial combos for FDI customers
AFDI – LOOKING AHEAD
Benefits
Features
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CORPORATE CUSTOMERS |
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COMBO |
Approach |
Foundation |
Departure |
Innovation |
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Maintenance requirements |
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Clients maintain a quarterly average account balance of VND 40 million per month or more. |
Clients maintain a quarterly average account balance of VND 80 million per month or more. |
Clients maintain a quarterly average account balance of VND 100 million per month or more. |
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Corporate account services |
30% off transfer fees for transactions at the counter outside ACB network and for foreign currency account transactions |
40% off transfer fees for transactions at the counter outside ACB network and for foreign currency account transactions |
50% off transfer fees for transactions at the counter outside ACB network and for foreign currency account transactions |
Free transfer fees for transactions at the counter outside ACB network and for foreign currency account transactions |
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Free various other transactions (*) |
Free various other transactions (*) |
Free various other transactions (*) |
Free various other transactions (*) |
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Online banking transactions |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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Guarantee |
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Up to 30% discount on issuance fee |
Up to 40% discount on issuance fee |
Up to 50% discount on issuance fee |
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International payment (if customers do not buy a separate international payment package) |
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Credit notification free of charge |
Credit notification free of charge |
Credit notification free of charge |
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30% off on international payment fees |
40% off on international payment fees |
50% off on international payment fees |
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POS |
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Traditional POS transactional fees: |
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1.4% to 1.6% for international cards issued by domestic banks |
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2% to 2.2% for international cards issued by foreign banks |
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Napas cards: 0.22% |
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Time deposits |
Applicable for 1M–12M term. Rates applied are specified in the schedule of fees plus 0.2%/year (for transactions at counter) |
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Debit cards |
First-time card issuance free of charge and first-year annual fee waived |
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Credit cards |
First-time card issuance free of charge and first-year annual fee waived |
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Exchange rate |
Spot: OFFER UP TO 90% OF PROFIT MARGIN (applicable for 6 months from the transaction date; new policy will be noticed after that point of time). |
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OFFERS FOR LEADERSHIP, EMPLOYEES OF THE COMPANY (**) |
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Exclusive offers for the leadership |
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Offers on employee current account service |
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Offers on secured personal loans |
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Credit card offers, preferential insurance premiums |
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