Overdraft

• Utilities:
  Working capital loan by line of credit
  Overdraft term: 12 months.
• Proactivity over your finance situation.

• Flexible
  Allowing customers to spend more than the available balance on their VND deposit account
• Automatic
  Automatic principal collection occurs as soon as the business's deposit account has credit balance.
• Simple
  Credit is granted based on cash flow. Reduce documents and disbursement procedures for normal loans for quick and timely payment.
• Repayment plan
  Interest payment: periodically on the 15th of every month
  Principal payment: The system automatically collects debt at the end of the working day if the current account has a credit balance and the overdraft account has a debit balance

Businesses (excluding sole proprietorship) established and operating in accordance with Vietnamese laws

• ACB branches/sub-branches in this list, or
• 24/7 Contact Center at 1900 54 54 86 – (028) 38 247 247 – 1800 57 77 75