Many preferential loan interest packages, up to 3% at ACB

(HCMC) - From February 23, 2023, ACB officially launched a preferential loan interest rate package with a scale of up to VND 20,000 billion for corporate customers (Corporate customers), individual customers (Science and Technology) and has preferential rates. Maximum discount of 3% loan interest compared to the interest rate table. In addition, ACB also offers a maximum discount of 2% for existing borrowers until the interest rate change period has a major transaction at ACB.

Specifically, business and scientific and technological customers who need to borrow capital at ACB will enjoy a preferential loan interest rate lower than the maximum interest rate table of up to 3% per year. With special incentives, ACB wants to support customers to enhance their financial ability and enhance competitiveness in the current challenging economic context.

Along with the preferential loan interest rate for new customers, ACB still maintains the policy of reducing the loan interest rate by 1% compared to the current Interest Rate Table for existing customers who have loans until the interest rate changes and transactions. main at the bank. More specifically, ACB also decided to offer an additional 2% discount policy for corporate and individual customers who have loans until the interest rate changes and only use products/services at ACB (products). services such as loans, payment deposits, guarantees, international payments and credit cards). The fact that ACB continues to maintain the policy of reducing interest rates for existing customers is the bank's commitment to accompany.

Particularly for businesses in Ho Chi Minh City, ACB also spends VND 2,000 billion for the program to connect Banks - Enterprises in coordination with the State Bank - Ho Chi Minh City Branch to implement. ACB participates in the spirit of actively supporting businesses, and at the same time strengthening the link between financial institutions, banks and businesses according to the guidelines set forth by the Government and the State Bank.

In addition to the preferential lending interest rates, ACB also implements a preferential payment service fee program through two programs including the 1-0-2 Account Package for individual customers and ACB No Fee for customers. enterprise.

The 1-0-2 account package is a smart financial solution for science and technology with many outstanding features such as opening a 100% online account using eKYC and Video Call Face Identity; free online transfer and ATM withdrawal at all banks; 2% cashback at supermarkets and convenience stores.

For business customers, the ACB No Fee package provides completely free financial services, including free joining fee (service registration fee), annual fee, transfer fee in the system on Online channel. , fees for transferring money outside the system on online channels (including money transfer via Citad channel and Napas 247 fast money transfer), online payroll expenses.

For more information, please refer to acb.com.vn or visit the nearest ACB branches/transaction offices or Contact Center 24/7: 028 38 247 247.