(Ho Chi Minh City) - Recently, Asia Commercial Joint Stock Bank has been honored in many prestigious rankings such as Top 10 Best Commercial Banks in Vietnam, Top 50 Prestigious and Effective Public Companies 2022 by Vietnam Report Joint Stock Company (Vietnam Report) announced and Top 50 best listed companies in 2022 voted by Forbes Vietnam Magazine. Before that, in June 2022, ACB also reached the Top 3 prestigious private joint stock commercial banks assessed by Vietnam Report. These achievements have confirmed the correctness of the development strategy that takes digital transformation as a key, putting customer experience first, thereby building a prestigious brand image of ACB in the eyes of customers and partners. and investors.
Vietnam Report's ranking is researched and independently evaluated based on 3 main criteria, including: (1) based on a reputable quantitative analysis model in the media analyzed by the Media method. Coding; (2) based on the results of production and business activities, financial capacity of the bank in the period of 2021-2022, compare, contrast and evaluate with industry standards; (3) based on the opinions of a group of industry experts, customer survey results and the bank's.
In the first 6 months of 2022, ACB achieved a 6-month consolidated pre-tax profit of VND 9,028 billion, up 42% over the same period in 2021 and completing 60% of the whole year plan; ACB's total assets increased by 3% compared to the beginning of this year to nearly 543,737 billion dong, customer deposits reached over 388,100 billion dong, credit balance reached 396 trillion dong, the bad debt ratio remained low, only have 0.76%. Products applying digital technology also receive a lot of positive feedback from customers.
With positive business results, ACB was also ranked in the Top 50 best listed companies in 2022 by Forbes Vietnam Magazine. In addition to business capacity, Forbes Vietnam also relies on ACB's sustainable development including: corporate governance quality, brand reputation and future development prospects. The banking industry was also rated by Forbes Vietnam as one of the fastest growing industries in terms of profits along with the raw materials and logistics services industry.
Accordingly, the objective recognition from Vietnam Report and Forbes Vietnam will be the premise for ACB to continue to take bolder steps and breakthrough growth in the coming time.