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Flexible term deposit

Flexible term deposit

Flexible term deposit is a deposit product aimed at maximizing profits from enterprises’ idle funds through the provision of flexible deposit terms.

Diverse mode of depositing money

Cash deposits, Deduction from non-term payment deposit account at ACB, Fund transfer from other term deposit account at ACB, Fund transfer from other banks

Flexible deposit term

Enterprises can select deposit terms corresponding to the duration of idle cash flow

Corporate user

Vietnamese organizations incorporated and operating in accordance with Vietnamese laws

Note: These organizations exclude credit organisations.


Many terms to select from with attractive interest rates

Simple procedures, prompt processing

Deposit account balance possibly used as collateral for loans or as guarantee for a third party’s loans from ACB

Secured opening of credit cards with account balance

Absolutely safe and confidential

Obtaining Credit Note after fulfilling depositing procedures

Product detail

Type of currency: VND

Deposit term: at least 7 days, unlimited period

Minimum deposit amount: 1,000,000VND/ account

Mode of interest payment:

- Interest payments at deposit term end

- On maturity date, interest payments will be automatically transferred into enterprises’ current account at ACB or added up to the original principal (at enterprises’ request).

- For accounts maintained until maturity, in case enterprises do not withdraw money and do not have any other instructions, enterprises’ principal and interest will enjoy non-term interest payments from ACB on the number of actual deposit days.

Use of account: Customers entitled to withdraw capital and settle the account before maturity in emergencies.

Complimentary services

Assisting in checking account information via iBanking and SMS Banking

Rate & Fee

Interest rates

Service fees 

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Contact us

For further information and instruction, please contact us at any nearest ACB’s branch office or ContactCenter 24/7: 1900 54 54 86 - (084) 08 38 247 247 - 1800 57 77 75 (Free, for priority customer)

Required document

Legal documents

Account opening documents

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