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Specialized expenditure account

Specialized expenditure account

This is a non-term account at ACB serving distributors of partner companies, enabling customers to take initiatives in controlling the cash flow and carrying out non-cash payment transactions in a prompt and accurate manner.

Simple procedure

Simple procedure, quick processing


Account opened at one place, made transactions at many different places. Be able to spend exceeding the account balance thanks to overdraft service


Secure, Accurate, absolutely confidential in all payment transactions

Corporate user

Individuals/ Organizations incorporated and operating in compliance with Vietnamese laws, meeting conditions for using the product of “Financial Support to Distributors” at ACB


Automatic payment, cutting down ordering-delivery time

Simple procedures, prompt processing

Account opened at one place can be used in transactions at many places

Fund use may exceed the account balance with the overdraft utility

Safe, accurate, absolutely confidential payment transactions 

Product detail

Type of currency: VND

Minimum deposit amount: 1,000,000 VND

Mode of interest payment: interest automatically credited into customer’s payment account on the 25th day every month; no interest will be calculated in case the enterprise carries out settlement within 02 days.

Transactions via account:

Depositing money: same as for payment accounts

Withdrawing money:

• Payments made to distributors only with transactions carried out by account holders or ACB through authorization upon suppliers’ request for payment; or

• Collecting service charges (if any) for ACB; or

• Collecting overdraft debts (if any) for ACB

Complimentary services

Account opened at one place possibly used in transactions at many places

Assistance in checking account information via  Phone Banking, Mobile Banking, ACB Online services

For enterprises’ partners: convenience in making payments through the widespread networks of ACB branches or via ACB Online (on the Internet)

Rate & Fee

Interest rates

Service fees 

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Contact us

For further information and instruction, please contact us at any nearest ACB’s branch office or ContactCenter 24/7: 1900 54 54 86 - (084) 08 38 247 247 - 1800 57 77 75 (Free, for priority customer)

Required document

Legal documents

Account opening application

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