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Overdraft account service

Overdraft account service

This service is aimed at assisting enterprises in making up for the temporary shortage of working capital for business and production operations.

Reducing the pressure from interest payments

The pressure from interest payments will be lessened as customers will only use the service in case of need and then refund the principal within the day.

Supplementing working capital for business and production operations

Supplementing working capital for business and production operations

Corporate user

Vietnamese and foreign enterprises incorporated and operating in compliance with the law

Utilities

Enterprises may proactively use the capital to supplement their working capital for trade and production operations.

The pressure from interest payments will be lessened as customers will only use the service in case of need and then refund the principal within the day.

Product detail

Type of currency: VND

Overdraft term: 12 months

Lending mode: limit

Debt collection mode:

  + Interest collection: periodic, on the 15th day every month

  + Principal collection: automatic collection at the end of working day if the payment deposit account has a credit balance and the overdraft account has a debit balance.

Complimentary services

Enjoy other supporting utilities: Phone Banking, Internet Banking, Mobile Banking.

Rate & Fee

Interest rates

Service fees 

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Contact us

For further information and instruction, please contact us at any nearest ACB’s branch office or ContactCenter 24/7: 1900 54 54 86 - (084) 08 38 247 247 - 1800 57 77 75 (Free, for priority customer)

Required document

Legal documents

Account opening application

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