Medium- and long-term investment
Cash flow management
- Receivables Management
- Payables Management
- Liquidity Management
- Special program available for corperate customers opening new checking accounts and/or using ACB's payments & collections sevice
- Fee Collection for The Canadian International School Vietnam Canada - Vietnam Kindergarten, Albert Einstein School
At-maturity interest payment
Periodic interest payment
Comparison of ACB's Time deposit products destined for You and your Business to choose an appropriate product
Time Deposit products offered to You and your Business
|Product detail||Term deposit with at-maturity interest payment||Term deposit with at-maturity interest payment - Online version||Term deposit with periodic interest payment (monthly/quarterly||Flexible term deposit|
|Type of currency||
VND: 1/2/3 weeks; 1/2/3/6/9/12/13/15/18/24/36 months
12/13/15/18/24/36 months with monthly interest payment;
|At least 7 days|
|Minimum deposit amount||
|1,000,000 VND||1,000,000 VND||100,000,000 VND|
|Mode of depositing money||- Cash deposits;
- Deduction from non-term payment deposit account at ACB;
- Fund transfer from other term deposit account at ACB;
- Fund transfer from other banks.
|Interest rate||Corresponding with deposit terms.||Corresponding with periods of interest payments selected by enterprises.||Interest rate agreement with bank.|
|Mode of interest payment||Interest payments at deposit term end.
On maturity date, interest payments will be added up to the original principal (if not requested).
|Monthly/quarterly interest payment as selected by enterprises.
On maturity date, any generated interests retained by ACB (if any) will be added up to the original principal (if not requested).
|After maturity day, applicable interest rate is a non-term interest rate.|
|Rollover||Automatic account rollover at interest rates applied at rollover point of time.||Automatically change to "Renew" and apply non-term interest rate after maturity day.|
|Settle account before maturity||- If real time of deposit < 3 working days : do not enjoy interest.
- If real time of deposit ≥ 3 working days : enjoy the minimum non-term interest rate at the time of settlement.
|Deposit further principal||Deposit further principal at maturity.|
|Withdraw capital||Withdraw part of or the whole principal and settle the account at maturity.|
|This English - language version has been prepared as a translation of the Vietnamese - language version and any discrepancy between the two versions will be considered an error of translation and resolved by reference to the original Vietnamese - language version.|
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