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At-maturity interest payment

At-maturity interest payment

Term deposit with at-maturity interest payment is a form of deposit by which enterprises agree with ACB on receiving the principal and interest payments on the last day of the deposit term.

Automatic rollover

Automatic account rollover with the same term at interest rates applied at rollover point of time

Diverse mode of depositing money

Cash deposits, Deduction from non-term payment deposit account at ACB, Fund transfer from other term deposit account at ACB, Fund transfer from other banks

Corporate user

Vietnamese organizations incorporated and operating in accordance with Vietnamese laws

Foreign organizations incorporated and operating in accordance with the laws of the country where such organizations are established

Note: These organizations exclude credit organizations.


Many terms to select from with attractive interest rates

Simple procedures, prompt processing

Deposit account balance possibly used as collateral for loans or as guarantee for a third party’s loans from ACB

Secured opening of credit cards with account balance

Absolutely safe and confidential

Obtaining Credit Note after fulfilling depositing procedures

Product detail

 Types of currency: VND, USD, JPY
 Deposit term:
     + VND: 1/ 2/ 3 weeks, 1/ 2/ 3/ 6/ 9/ 12/ 13/ 15/ 18/ 24/ 36 months
     + USD: 1/ 2/ 3 weeks, 1/ 2/ 3/ 6/ 9/ 12 months
     + JPY: 1/2/3/6/9/12 months
  Minimum deposit amount : 1,000,000VND/ 100USD/100.000JPY
 Mode of interest payment:
     + Interest payments at deposit term end
    + On maturity date, interest payments will be automatically transferred into enterprises’ current account at ACB or added up to the original principal (at enterprises’ request).
     + Interest rates will be adjusted at each rollover term based on the then applicable interest rate schedule at rollover point of time.
 Use of account:
   + Customers entitled to deposit further principal at account maturity / withdraw part of or the whole principal at maturity
   + Customers entitled to withdraw capital and settle the account before maturity in emergencies.

Complimentary services

Assisting in checking account information via iBanking and SMS Banking

Rate & Fee

Interest rates

Service fees 

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Contact us

For further information and instruction, please contact us at any nearest ACB’s branch office or ContactCenter 24/7: 1900 54 54 86 - (084) 08 38 247 247 - 1800 57 77 75 (Free, for priority customer)

Required document

Legal documents

Account opening documents

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