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ACB World MasterCard

ACB World MasterCard

In addition of credit card functions, ACB World MasterCard cardholders will enjoy global outstanding and exclusive utilities provided by MasterCard ACB.

Intelligent spending management

MasterCard inControl is a service helping customers control their personal and family spending, and especially expenses for their children’s overseas study by installing online necessary parameters on primary cards and supplementary cards.

Concierge service

Assisting in services of sending flowers and gifts, other services related to golf, cars, helicopters, yachts; Assisting in international travel, medical care, and emergencies

Special privileges from ACB and MasterCard

Swipe your cards and enjoy fully special privileges from ACB and MasterCard at high-end restaurants, hotels, spa facilities …in Vietnam and worldwide.

Card users

Vietnamese / Foreign individuals aged between 18 and 65, residing in Vietnam and meeting conditions on issuing ACB World MasterCard credit card under ACB regulations.

Special benefits

Cardholders benefiting from 4 free types of insurance:

1. ATM cash withdrawal insurance

2. Card transaction insurance

3. Flight delay insurance: compensation of 2.1 million VND/ 6 hours of delay (maximum 21 million VND)

4. Global travel accident insurance with compensation up to 10,500,000,000 VND (equivalent to 500,000 USD)


Annual summary report of card transactions: This report will be sent to cardholders at the end of each year, summarizing succinctly all transactions with ACB World MasterCard by spending items in the year (restaurant services, shopping, travel…) to help ACB World MasterCard cardholders have an overview of their spending in the relevant year and plan future spending.


High credit limit: up to VND 200 million



- Buying now, paying later, and enjoying 0% interest rate up to 60 days;

- Making payments for at least 5% of the amount spent every month;

- Withdrawing cash at over 1 million ATMs with MasterCard logo worldwide;

- Accepting payments for goods and services at over 30 MasterCard accepting points of sale worldwide;

- Making online payments on websites accepting MasterCard worldwide;

- Managing card transactions at any time, from anywhere; paying bills of power supply, water supply, telephone services …with services from Contact Center 247, ACB Online, SMS banking…;

- Carrying out safe transactions on the Internet with MasterCard® SecureCode™

- Other international credit card services 


Transaction limit

Transaction limit



1. Maximum transaction amount per day

Total (*)

200 million VND per day

Sale transaction

200 million VND per day

Cash transaction


40 million VND per day

At the counter

40 million VND per day

At ATM of ACB 

10 million VND per day

At other ATM

Belong to regulations of Bank

E-COMMERCE transaction

35 million VND per day

2. Total transaction per day

Toal transaction (**)

30 times per day

3. Maximum transaction amount per time

Sale transaction

200 million VND per time

Cash transaction

At the counter


40 million VND


10 million VND

At other ATM

Belong to regulations of Bank

E-COMMERCE transaction

35 miilion VND per time

Cash withdrawal at ATM ACB

10 million VND per time



  • In case withdraw at ATM of other bank, transaction limit will belong to them.Trường hợp thẻ được sử dụng để rút tiền mặt tại ATM của các ngân hàng khác thì tùy từng ngân hàng mà có hạn mức giao dịch khác nhau.
  • Limit can be changed.

(*)    Include all transactions excluding fund transfer outside ACB transaction on card over ACB Online (if any).

      (**)  Include all transactions excluding fund transfer outside ACB transaction on card over ACB Online (if any)


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Contact ACB branches to know about criteria and required documents

  • ACB branches nationwide
  • Bankcard Customer service: (08) 38 222 022
  • Bankcard Customer service in Hanoi: (04) 35 667 918
  • Contact Center 24/7: 1900 54 54 86 - (08) 38 247 247 - 1800 57 77 75

Required documents

Application form (download here)

Income documents (Salary confirmation form , Job title confirmation etc.)

Personal documents (ID/ PPassport, Residence book...)


Submit documents to ACB branches

Submit application form and required documents to ACB branches.

Receive card & PIN

Receive card & PIN at ACB branches 

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