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ACB Visa

ACB Visa

ACB Visa credit cards are a product offered by the international credit institution of Visa. These cards will guarantee the best safety and con- venience in all transactions worldwide

Special privileges from ACB and Visa

Swipe cards and fully enjoy special privileges from ACB and Visa at luxurious restaurants, hotels, spa facilities … in Vietnam and all over the world.

Effective spending management

Buy now, pay later and enjoy 0% interest rate up to 45 days

Free-of-charge card insurance

Safe transactions worldwide

Card users

Vietnamese / Foreign individuals aged between 18 and 65, residing in Vietnam, obtaining corporate guarantee for card use and meeting conditions of issuing Visa credit cards under ACB regulations.

Special benefits

Personal credit card secured with collateral: Vietnamese / Foreign individuals aged 18 to 65 residing in Vietnam and owning collaterals which include:

  • Deposit balance at ACB, savings passbooks issued by ACB or by other credit institutions approved by ACB (in VND, USD or gold);
  • Real estate

Personal credit card (no collateral required): For salaried customers

  • Vietnamese citizens (aged 18 and over ) residing in Vietnam;
  • Workplace: non-business administrative agencies, large-scale legal persons, credit institutions, companies with credit/deposit relationship with ACB, joint-venture companies or FDI enterprises...;
  • Working history: having worked for current corporate units for at least 6 months (customers having obtained personal installment loans from ACB, customers receiving salaries from account with income of at least 10 million VND/month and over); or working stably for current corporate units for at least 12 months;
  • Permanent household registration or KT3/temporary residence registration book in the locality of ACB’s operations;
  • Monthly income:

- HCMC/ Hà Nội: at least 7 million VND

- Other provinces/cities: at least 5 million VND

For other cases of card issuance, ACB will set out specific conditions for each instance.


  • Buying now, paying later, and enjoying 0% interest rate up to 45 days;
  • Making payments for at least 5% of the amount spent every month;
  • Withdrawing cash at over 1 million ATMs with Visa logo worldwide;
  • Accepting payments for goods and services at over 30 Visa cards accepting points of sale worldwide;
  • Making online payments on websites accepting Visa cards worldwide;
  • Managing card transactions at any time, from anywhere; paying bills of power supply, water supply, telephone services …with services from Contact Center 247, ACB Online, SMS banking…;
  • Carrying out safe transactions on the Internet with 3D Secure services;
  • Other international credit card services 
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Contact ACB branches to know about criteria and required documents

  • ACB branches nationwide
  • Bankcard Customer service: (08) 38 222 022
  • Bankcard Customer service in Hanoi: (04) 35 667 918
  • Contact Center 24/7: 1900 54 54 86 - (08) 38 247 247 - 1800 57 77 75

Required documents

Application form (download here)

Income documents (Salary confirmation form , Job title confirmation etc.)

Personal documents (ID/ PPassport, Residence book...)


Submit documents to ACB branches

Submit application form and required documents to ACB branches.

Receive card & PIN

Receive card & PIN at ACB branches 

Christopher Low - 2151 days 17 hours 35 minutes ago

Dear Card Centre Greetings from Royal Brunei Airlines, Vietnam. We are exploring the possibility to have a joint promotion for your credit card member. Would appreciate if you would refer us to the person in charge . Thanks in advance.

Ngân hàng Á Châu - ACB - 2144 days 18 hours 45 minutes ago

Dear Christopher Low! For your information we can not support you. Please contact our Contact Center 24/7 at ( 848) 38.247.247 to get furthur consultancy. Thanks & Best regards.

Eddard Kuo - 1650 days 22 hours 20 minutes ago

Hi Name's Eddard I'd like to ask for ACB Classic Visa what's the rate for Foreign transaction fee? Will it be charged for Foreign transaction fee upon paying. looking forwards to hearing from you.

Ngân hàng Á Châu - ACB - 1649 days 18 hours 45 minutes ago

Dear Sir/Madam, ACB BankCard Center would like to thank you for using ACB card and look forward to cooperating with you in future. We regret to inform that we can't meet your demand because It hasn't the rate for Foreign transaction fee in ACB's Regulation of Fee. We just have Processing fee and Forex-markup fee. Please Contact Center 24/7, phone number 1900 54 54 86, (08) 38 247 247, 1900 577 775 (free of charge applied to priority customers) for more details. Thanks & Best regard

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